Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How Women Can Prepare For Retirement Are women prepared for a 20-year retirement? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.